The best financial advice....EVER!

If you're doing well financially, chances are you had help. Someone, somewhere along the way passed along a nugget of financial wisdom that you took to heart. Maybe you absorbed the messages over time from some role model, such as a parent or grandparent. Or perhaps you just heard the right thing at the right time from a friend, an adviser or even a total stranger.
If you're not doing well financially, maybe you're finally ready to hear some advice that could make all the difference....

No matter how much or how little you make, always save a little bit. This is a variation of "Pay yourself first." It's a reminder that whatever money comes into your life, you can (and should) be setting aside some of it.

Save hard for the first 10 years of your married life.

Keep living like a broke college student for as long as you can.

Saving hard means having to make a lot of the right choices.

Build an emergency fund -It's a stash of cash, but how much do you need.

Know the difference between needs and wants. You need food. You want prime rib. That example is perfect for the want vs. need debate!
Think of the true cost. Anything you want to buy involves a number of costs. The price tag is just the start.
Buy quality.
If your outgo exceeds your income, your upkeep will be your downfall.
Don't pay interest on anything that loses value.
Don't co-sign a loan. Co-signing puts your good credit in the hands of someone else -- who could trash it with a single late payment.

If you need more money, then go out and make more money.

Timing is everything.

Don't gamble more than you can afford to lose.
Prince Charming isn't coming.
Your job is to participate in financial decisions from a place of knowledge, not fear, ignorance or habit.